Insurance, Financial, and Legal Services

Established in 1934 by Bernard F. Williams, Bernard Williams & Company is independently owned and serves the insurance and risk management needs of over 4,000 businesses and families throughout Georgia and the Southeast. Headquartered in Savannah, Bernard Williams & Company offers clients a winning combination of quality, service and value from a carefully selected group of financially sound, reputable insurance companies.

Our company utilizes a state-of-the-art computer system for efficient customer service and accurate information management. We also use computer rating programs to help us select the companies and policies that will best suit a client’s specific needs, from Life, Health & Financial Services, to Personal Insurance for your Home, Car and other personal possessions and liability exposures, as well as your Business Insurance needs, whether small or large.

With a management team of over 200 years of experience, all decisions are made locally, which adds convenience to you. Staying true to its roots within the community, First Chatham prides itself in delivering the trust and service that you, our neighbors and friends, have come to expect. You aren’t just a number to us, you are family. We are “True Community.”

Howard Financial Group is a financial services company that focuses on strategies to grow its clients’ retirement dollars while taking less risk. We specialize in protection of principle from stock market decline, providing a reasonable rate of return, and keeping things simple and easy to understand for our clients.

We believe everyone should have someone in their corner who is committed to helping them make well-informed financial decisions, and we have helped thousands of clients achieve their retirement goals.

We serve individuals and their families across the country and offer expertise in retirement income strategies, annuities, life insurance, asset protection, tax minimization strategies and estate and legacy planning.

By putting people before profits, you can be sure that when you go to Sapelo, you will receive nothing but the best guidance and products in a manner that will save you time, money, and unneeded stress. We offer only the best insurance solutions for homeowners, individuals, businesses, and families. Furthermore we assist those in need of guidance on the issues of health insurance and life insurance.

Our law firm is a service organization that advocates for justice and social responsibility in our communities. We are dedicated to delivering results, committed to our clients while fostering a culture of collaboration and success in a positive work environment.